Business

Payment systems seem to have reached a period of inflection. We are rapidly approaching a time where there is a high probability we will see significant changes in how the average American conducts their daily transactions. The traditional payment systems of cash, bank check, and even credit cards are looking to be a bit dated. Feature now available in new electronic payment system appears to be much more attractive – so much so there seem to be some emerging trends indicating a switch. Acting as a corporate consultant to an affected industry review the major alternative currencies and payment systems (Bitcoin, Libra, M-Pesa, Wechat Pay, Alipay, Samsung Pay, Apple Pay, Paypal, Venmo, Zelle, . . .), and provide an analysis of the critical issues. Follow with a series of strategies and recommendations. How do alternative payments affect financial institutions? Is this good or bad for banks? What are some pros & cons?  Is PayPal its own financial institution? I will need a 3-page paper & 3 slides for a PowerPoint.   Thank you.

Assignment 1. Go to Apple’s® Investor Relations website  https://investor.apple.com/investor-relations/default.aspx 2. Select the Financial Information tab. 3. Select the 10-K annual report dated 2016 1. Go to Microsoft’s® Investor Relations website  https://www.microsoft.com/en-us/investor 2. Select Annual Reports 3. Select 2016 Annual Report Source: Apple Inc. Investor Relations. Retrieved from http://investor.apple.com/ Source: Microsoft. Investor Relations. Retrieved from https://www.microsoft.com/en-us/investor You are part of a team of consultants analyzing the financial statements of Apple Inc. and Microsoft Inc. in order to assist investors in making decisions. You and your teammates will analyze different components of the Apple and Microsoft financial statements. You will use the contributions from your virtual teammates to address the concerns of the potential investors. The following conversation takes place in your team meeting: Bill: Hi team, our goal is to gather data about Apple Inc. and Microsoft Inc.in order to provide our customers with accurate information about investing in these companies. Sue: We need information about the company’s assets and liabilities to ensure that they are in a stable financial position. Bill: Right Sue, we need to know the company’s cash and cash equivalents as well as the total current assets and liabilities. Can you get me that information as soon as possible? An investor wants to know if the company will use their money to grow or pay debt. Let’s bring you in to take a look at the current stock and equity of the company. Sue: Sounds good, we can always use another set of eyes. Assignment Checklist: What types of stock do Apple and Microsoft have and what is the par value? What CPA firm last audited the Apple and Microsoft financial statements? What are the earnings per share for Apple and Microsoft in the most current year? Has Apple or Microsoft paid any dividends in the most current year? Based on the information provided by your team members and any other relevant news articles you may find, compute the current ratio for Apple and Microsoft to use in your recommendation for investment. Provide Bill, the team leader, with the checklist information. In addition, provide a written analysis (1–2 paragraphs) to the potential investor that clearly states if an investment in Apple or Microsoft is a good idea. Provide supporting documentation as needed. Ensure that you have used correct spelling, grammar, punctuation, mechanics, and usage. When citing sources (in-text citations and reference list), you should use current APA format and style. Review Writing Center resources on APA style and formatting. Access the Writing Center from the Academic Success Center found in the Academic Tools area in your course. Sue’s team input What data about cash and cash equivalents are shown in the consolidated balance sheet?  Apple: Cash and cash equivalents are reported at $20,484 million for 2016 and $21,120 million for 2015. Microsoft: Cash and cash equivalents are reported at $6,510 million for 2016 and $5,950 million for 2015. What were the total current assets and total current liabilities at September 28, 2013?  Apple: Total current assets at September 28, 2016, $106,869 million; total current liabilities at September 28, 2016, $79,006 million. Microsoft: Total current assets at June 30, 2016, $139,660 million; total current liabilities at June 30, 2016, $59,570 million. Your Input: What type of stock do Apple and Microsoft have and what is the par or stated value per share of Apple’s common stock? Apple has common stock. Microsoft has common stock. What CPA firm performed the audit of Apple and Microsoft financial statements? Ernst & Young LLP was the CPA firm that audited Apple’s financial statements. Deloitte & Touche LLP was the CPA firm that audited Microsoft’s financial statements. What was the amount of Apple’s earnings per share in 2016? What was the amount of Microsoft’s earnings per share in 2016? Apple’s basic earnings per share was $8.35, and its diluted earnings per share was $8.31. Microsoft’s basic earnings per share was $2.12, and its diluted earnings per share was $2.10. What amount, if any, did Apple and Microsoft declare in dividends on common stock in the year ended September 28, 2016? According to the Consolidated Statements of Shareholders’ Equity, Apple declared $12,188 in dividends and dividend equivalent. According to the Consolidated Statements of Shareholders’ Equity, Microsoft declared $11,329 in dividends and dividend equivalent.

Assignment Prompt:This week your assignment is to begin researching a small business of interest to you and then start the process of organizing and writing of a formal business model. You will want to select a small business or franchise for which you have some expertise, knowledge, experience, and (most importantly) considerable interest. Before you attempt this Model, please review some of the resources listed in the Reading & Resources section of the Week 6 Lesson.Once you have reviewed the resources in the lesson, the next step in this process is to watch the video hyperlinked below. We will be using the model design that is covered in this short 9-minute video. Before you start the video, download and print out a copy of the Outline sheet that has been inserted below, it will help you in your note taking as you watch this video.The Business Model Canvas – 9 Steps to Creating a Successful Business Model – Startup TipsNow that you have a good feel for the business you want to model, and the format we are going to use to develop your Business Model, it’s time to get to work formatting your business plan. We will follow an organization much like the video you just watched, with two exceptions (see the outline below):Section 1 – The company description, location, and nameSection 2 – The Value PropositioSection 3 – Customer SegmentsSection 4 – ChannelsSection 5 – Revenue StreamsSection 6 – Key Resources RequiredSection 7 – Key PartnersSection 8 – Key ActivitiesSection 9 – Cost Structure (no numbers required, just layout what is important to plan for as important (a) fixed costs, (b) variable costs, (c) activity costs, (d) logistics costs, and (e) legal, license,Instructions:How you present this Model is up to you, it can be a PowerPoint presentation or MS Word report. Your submission will be assessed according to the following criteriaThe thought that was put into each of the 9 segments. Was everything considered and has the author considered all of the important factors affecting each part of the model? Is it complete with no missing elements?How creative was the model presentationHow professionally narrated, written, or presented the Model is?Manage your time carefully, this project could easily take more time than some of the others. Submit your Model by Sunday, Midnight.

Discussion Question Describe the organizational characteristics of a facility in which you currently work. Include the following: the type of organization, its organizational culture, its structure, and its formal and informal goals and processes. Define three different kinds of power, and describe how power affects the relationships between people of different disciplines (e.g., between staff in nursing, medicine, physical therapy, housekeeping, administration, finance, social work) in a health-care organization. Your initial posting should be at least 400 words in length and utilize at least one scholarly source

Review the motivational ideas or theories addressed in the readings for Unit III. Using yourself as an example, do you feel that one or more of the ideas or theories are particularly effective in motivating you, or is there a better way you can be motivated? § Engage the reader in the topic with some form of creative “hook” (such as a story, quote, or example). § Provide an example of a situation in which a leader used one of these theories to successfully motivate you. § Next, provide an example of a situation where an attempted motivational tool did not work. § What was it about the second example that did not work? Explain your answer. Your essay submission must be at least three pages in length. You are required to use at least one outside source to support your explanation. Your essay should be formatted in accordance with APA style.

Task 1: Business Documents Use online research to find information on creating business documents, such as business letters, memos, and emails, on any of the hospitality and tourism topics that you have learned about in this program. Discuss the features and and styles of these documents. Then, use the appropriate formats, spellings, and grammar to create your own versions of these business documents.

What Strategies can increase labor demand among black youths and Hispanic youths in the US labor market? Answer in 4 complete paragraphs. NO PLAGIARISM !

What’s the Plan? Succession Management in a Critical Access Hospital Camper Community Hospital is a small, critical access hospital in a small, rural town in the Midwest. The county has a population of 6256, not including the livestock. Camper County is in an area of nearly 1900 square miles that consists of farming and agriculture, which is the main livelihood and source of jobs for the residents. In addition to the livestock farms, the main crops include corn, wheat and soybeans. The town of camper has a unique geographic position and attractions. It lies along Interstate 80, approximately 56 miles from the next largest urban city. A major attraction for visitors is the world’s largest hay bale and a small chocolate factory that employees some of the citizens of camper. If you ask people why they live in camper, they will tell you that the town is family-oriented, quiet, has minimal traffic and plenty of parks and recreation activities. Camper also has a grocery store that hosts local farmers’ markets from May until the end of September. The rural high school is the Camper Chargers. The town seems to shut down every Friday night in the Fall. Camper also comes with plenty of challenges that many small, rural towns are faced with. Many of the residents are older and there is generally a lower education level, lower income, and fewer healthy lifestyles. Other issues affecting the wellness of camper residents include the occasional drought, farming accidents, large numbers of Camper residents who are underinsured or uninsured, limited business growth, as well as high occurrences of diabetes, congestive heart failure and chronic obstructive pulmonary disease (COPD). Camper Community Hospital opened in 1975 but has a long history dating back to the early 1900s when doctors Smith and Jones partnered to form the first hospital known as the Camper Sanitarium. The current hospital has 25 beds and offers services in ancillary care, emergency care, home health, diagnostics, surgical services, lab services, and hospice. An additional 25 bed long-term care facility is also associated with the hospital. There are 100 full-time staff and approximately 125 employees working at the hospital. This includes seven staff physicians, one certified registered nurse anesthetist (CRNA), one surgeon and one physician assistant. It also has an interim CNO. On occasion, Camper Community Hospital is also able to offer satellite specialty clinics such as orthopedics or obstetrics. In addition, Camper Community Hospital is one of the base sites for the countywide emergency medical service EMS. The hospital averages 125 admissions and around 110 emergency room visits per month. It has approximately 5000 outpatient visits per year. As previously mentioned, in 2019, a long-term care facility, the Whispering Winds, was built directly west of the hospital. Whispering Winds has three senior administrators including an interim CEO, a chief financial officer (CFO), and a part-time chief nursing officer (CNO). There are 12 managers within the hospital for the various departments and service areas. Their average tenure is approximately 10 years. Up until 2017, the hospital had very stable senior administrative staff. The CEO and the CFO had been with the hospital for nearly 20 years. The CNO had been with the hospital for almost 30 years. Due to unexpected health concerns, the CEO was forced to immediately retire. Since his departure, Camper Community Hospital has had two other CEOs, neither lasting more than seven months. The first CEO quit because his wife did not like the rural lifestyle and a second was fired due to unethical workings within the hospital. The other members of the senior team, the CFO and CNO, retired. Plans are currently underway to promote the interim CNO to full-time. Camper Committee Hospital did not have a succession plan in place to address the current situation with the leadership executive team. It didn’t seem necessary since those employees had been with the hospital for so long. It was assumed that the clinical and administrative leaders would continue in their roles. In fact, the hospital’s cofounder, Dr. Jones’ great-great grandson, recently retired as a general surgeon, ending 100 years of legacy of physicians at Camper Community Hospital. The Camper Board of Directors, which has always been comprised of six community leaders and volunteers, never thought that they would need to plan for replacing these positions. The Board is currently comprised of five males and one female. The men age in range from 56 to 75 and the female board member is 32 years old. Occupationally, the board has a range of experience, however, only one of them has a clinical background. The other members are community leaders including a high school teacher, funeral home director, grocery store owner, state roads employee, and a vice president of the bank. Many things have changed since the hospital was built. There is a lot of uncertainty surrounding the changes at the executive leadership level. The goal of succession management is to ensure that there is an appropriate pipeline and development program for advancing other employees and preparing them to assume a higher level of responsibility and leadership as they move up the executive chain. Camper Community Hospital is learning an important lesson. Although it was not initially prepared to address resignations, firings and retirements, the Board has hired you as its consultant to create a succession plan that focuses on these key administrative positions. In order to make recommendations to the Board regarding how to plan for and eventually fill these positions, what are the next steps that you recommend the hospital take to help prepare for filling these positions?         1.       How would you describe the current situation at Camper Community Hospital? What are the key succession issues that the organization is facing? Do you have any initial recommendations based on the scenario?   2.     How would you describe the current situation at Camper Community Hospital? 3.     What are three main issues affecting succession at the hospital? 4.     What are Camper Community Hospital’s strengths? What are its weaknesses? 5.     Are there any short-term recommendations that you can make to help address some of the responsibilities for the available positions? Do you think promoting from within will help the situation? Or, are there other temporary solutions? 6.     What recommendations are necessary to facilitate a long-term plan for continued succession? How might you educate the Board regarding this process?

Remaining competitive in a global economy frequently means moving from a national to a transnational organization. Developing teams that cross national boundaries is becoming a strategic business need. Address the issues associated with having a transnational team with members who reside in multiple countries and write 800-950 words. Respond to the following questions: How would you determine team composition in a multinational team? How will you address the diversity of cultures within the team? Because the team will operate in a virtual existence, what structure and support will this team need to foster productivity? How will you measure the success of the team? What are the characteristics you will look for in a leader of this team?

Mike, one of the marketing strategists on your team, stops at your office door wanting to talk. “We use fabrics that are made domestically; however, there are issues with using these same fabrics globally. There are laws and regulations that prevent us from shipping these fabrics to other countries. This is a huge concern. One of our primary selling points is the consistency of quality of our product.” You confirm Mike’s concern, “That’s an excellent point,” you say. “Now you’ve just given yourself and our team more work for the presentation. I’m sure that will come up. One of the board members used to run a textile plant in China.” Mike nods his head in agreement. “I imagine textiles will not be the only resource concern,” he says. Consider the following in your response: Why should resources be a concern in a global strategy? What resources may be a concern in the country you selected?  How will this impact the decision to move to the country that you selected? How will this impact your competitive strategy in your global market? Review the reference materials on global strategy as there is information that may assist with the assignment What is global management? | Global Strategy (global-strategy.net) MUSE Content for Development of Global Strategies (ctuonline.edu) https://coloradotech.vitalsource.com/#/books/9781309054956?context_token=c0fe3a40-30fb-0139-009e-1a0ba63a3bf6