STEP 6: Select a new housing option and fill in the cost in the Budget table. Choose one of the following (Question 4 in Template):Rent a house for $15,000 per yearRent an apartment for $12,000 per yearRent a room only for $9,000 per yearSTEP 7: Fill in the other dollar expenditures in the budget table of the Assignment 2 Financial Plan Budget Excel Template, according to your preferences. Use the entire $50,000 (or whatever value you used for your annual income).STEP 8: Use formulas to calculate the sum for your Total cell of the Dollars column and to fill in the Percent column of the budget table.STEP 9: In the Assignment 2 Financial Plan Explanation Word Template, identify the savings goal and the time frame you determined for reaching your goal. Why is the time frame you identified realistic?STEP 10: Explain why you chose the housing option you did and how it will help you achieve your selected financial goal.STEP 11: Explain your choices for non-rent expenditures and how they will help achieve your savings goal within the time frame. In other words, how do your expenditures align with the financial goal you selected?STEP 12: Reflect on the productivity strategies you used to break down your financial plan into smaller steps to help you stay organized and productive. How closely did you follow the plan you thought through in Step 2 on these instructions? How did a step-by-step and organized approach help you to adjust your financial priorities and financial plan?
This class is ECO321, The Economic History of Canada.Description? The story of long-run economic growth and welfare in the Canadian economy, with the aid of economic analysis, quantitative data and other historical materials. Emphasis on the development of the Canadian economy from a resource-based economy to a developed industrial economy within an international setting.There are all have three questions. The 321 report of 1a needs to be written in the document named “321template v2”. The answers to other questions are written in the file named “Assignment”.
Go back through the business press (Fortune, The Economist, BusinessWeek, and so forth and any other LIRN- based articles) and find at least three articles related to either downsizing, implementation of a new technology, or a merger or acquisition. In a minimum of four (4) pages in 7th edition APA formatted paper (sample attached) :What were the key frontline experiences listed in relation to your chosen change?How do they relate to those listed in Chapter 4 (Goodman & Dingli, 2nd ed.)? Did you identify new ones confronting change managers?How would you prioritize these experiences? Do any stand out as deal breakers? Why?What new insights into implementing this type of change emerge from this?
This is not a comprehensive list of resources. You can also try other sites such as Zillow, city or town websites, etc.You will gather data and extensively report on all the following items. You must provide the website hyperlinks for all references/citations for the data. Also, identify which group member, in parentheses, was responsible for each data item.1. Investigate the boundaries of your assigned zip code, not just the city/town. One member of the team should drive around the assigned zip code collecting observational data, i.e. condition of home, businesses and closures, industry presence, recreational facilities, schools, etc.2. Describe the history of one city or town in or near (if there is not one in the zip code) the zip code.3. Describe the zip code in terms of urban, suburban & rural environments.4. What type of housing is available (public, private, apartments, development, etc.)? Provide statistics on types of housing and ages of homes.5. Look up the demographics, population size and diversity and provide the data on the ethnicity, race, & gender.6. Provide data on the age of the population? List the breakdown across the lifespan.7. What is the income level for this zip code? Include single, female head of household vs. single, male head of household.8. What is the poverty level in percentage for this zip code and the State of Delaware? What is the federal poverty level in dollars. Consider how a family of four survives on this amount of income. Keep in mind that these dollars are pre-tax.9. What industry or small businesses are in the zip code?10. What is the air quality? What are the environmental risks? Obtain the rates of respiratory illnesses and cancers in this zip code.11. What are the crime rates and types of crime in the zip code?12. Are there any public parks, senior centers or other recreational facilities?13. How many healthcare facilities are in the zip code? Include hospitals, freestanding emergency rooms, nursing homes, walk-in clinics, surgery centers, etc.14. How may grocery stores/food markets, pharmacies, liquor stores & churches are there in the zip code?15. List all of the schools, public and private.Your group will send one email with your data collection for the items above to your assigned faculty member. We do not require any specific format but you must answer each data point. If you are having trouble finding the data, try Google. Send this as an attachment in a Word document. In the email, state the group letter (A, B, C etc.), members of the group and give a summary of the time spent on this activity. This email is due Day #1 by 1500 for day students and 2100 for evening students.
This is for a WGST 345 course. This assignment explores a particular topic or issue that is of concern to women, lesbian, gay, and bisexual (LGB) people, and/or gender nonconforming/transgender people and evaluates potential strategies for improving their working lives. Use the following questions as guidelines in researching and writing the paper:What is the general issue you are addressing, and why is it important? What is the current state of the problem? What strategies, if any, have been pursued to date in dealing with it?Through your reading of the course material, what major insights, theories, and concepts emerge with respect to this issue?Through your research on this topic or issue, what relevant resources and/or organizations did you identify? What type of work have these organizations done on this issue? How much interest and attention is it receiving? What strategy or strategies are individuals, organizations, or governments pursuing to improve the situation? Describe what is involved in each of these strategies.Based on your reading and research, how would you evaluate the strategy or strategies that you have described? What are their respective strengths and weaknesses? In your view, do they promise to improve the working lives of women? If not, what other options should be pursued?
Basel III addresses this, with the goal of improving the banking sectors ability to absorb shocks arising from financial and economic stress. In December 2010 the Basel Committee on Banking Supervision (BCBS) published the Basel III documents Basel III: A global regulatory framework for more resilient banks and banking systems (a revised version was published in June 2011) and Basel III: International framework for liquidity risk measurement, standards and monitoring.With this reform package, the BCBS aims to improve risk management and governance as well as strengthen banks transparency and disclosure. Basel III is also designed to strengthen the resolution of systemically significant cross-border banks. It covers primarily the following aspects1:Definition of capitalIntroduction of a new definition of capital to increase the quality, consistency and transparency of the capital base. As the recent crisis demonstrated that credit losses and write-downs come out of retained earnings, which is part of banks tangible common equity base, under Basel III common equity (i.e., common shares and retained earnings) must be the predominant form of Tier 1 capital. Further, the reform package removes the existing inconsistency in the definition of capital by harmonizing deductions of capital and by increasing transparency through disclosure requirements.Enhanced risk coverage/ Counterparty Credit RiskThe reforms to the Basel II framework by the BCBS in 2009 and the amendments made in the European Capital Requirements Directive III (CRD III)2 increased capital requirements for the trading book and complex securitization positions and introduced stressed value-at-risk capital requirements and higher capital requirements for re-securitizations for both in the banking and trading book. Basel III now adds the following reforms: calculation of the capital requirements for counterparty credit risk (CCR) based on stressed inputs; introduction of a capital charge for potential mark-to-market losses (i.e., credit valuation risk); strengthening standards for collateral management and initial margining; higher capital requirements for OTC derivatives exposures; raising CCR management standards.Recent fiscal crises have demonstrated numerous weaknesses in the global regulatory framework and in banks risk management practices. In response, regulatory authorities have considered various measures to increase the stability of the financial markets and prevent future negative impact on the economy. One major focus is on strengthening global capital and liquidity rules.
Discussion Board #3 StressInstructions:Complete Part I and II as describe below.Be sure your response to Part I is posted as a reply to this prompt.Post a response to the following prompt.For most students stress is a large part of the college experience. Balancing work, school, finances, friendships, and family can feel overwhelming at times. This is normal.In a paragraph or two (minimum 300 words), as a reply to this prompt, answer the following questions:1. Describe something that is stressful in your life. How do you currently deal with it? It can be something small like traffic on your commute or something bigger like financial hardship. Only share what you feel comfortable!2. Do you think your coping strategy is working?3. From Chapter 14, what type of coping strategy are you currently using: problem-focused coping or emotion-focused coping?4. Knowing what you know now from the text and lecture about stress, what would be a more effective method to cope with the stressor? Make a plan for how you will use this method of coping. If you believe your current coping strategy is healthy and effective, identify a second, backup, strategy that you hadnt thought of using prior to this lesson on stress.
Anderson (1988) argued Pragmatism, properly understood, is neither a technique of neutral problem solving nor the mere contrivance of compromise (p. 457). Explain how entrepreneurial policy makers can incorporate pragmatism practices into their public policy research.Anderson, C. W. (1988). Political judgment and policy analysis. Public Administration Quarterly, 11(4), 439. Retrieved from ProQuest database.Harvey, J.T. (2013, May 1). Austerity leads to austerity! (Links to an external site.)Forbes. Retrieved from http://www.forbes.com/sites/johntharvey/2013/05/01/austerity-leads-to-austerity/Keynesian economists would suggest that, during a recession, the government should use stimulus efforts to help support the economy during that recession. Later, after the recession, Keynesian theory would suggest reducing government spending during a productive economy. Austerity measures, during a recession, operate on the opposite perspective from Keynesian theory in that Austerity promotes the reduction of government spending, and government deficits, in economic downturns. Read the following article and watch the following video. Explain which perspective, Keynesian or Austerity, is better policy for government during a recession.Harvey, J.T. (2013, May 1). Austerity leads to austerity! (Links to an external site.) Forbes. Retrieved fromhttp://www.forbes.com/sites/johntharvey/2013/05/01/austerity-leads-to-austerity/Forbes. (2012, February 13). Risk on, austerity wins in Greece (Links to an external site.) [Video file]. Retrieved from https://www.youtube.com/watch?v=SyE_J5Ei1dY
In 1966, the AmericanAccountingAssociation (AAA) definedaccountingas ‘the process of identifying, measuring and communicating economic information to permit informed judgments and decisions by users of information’.Required: Critically evaluate the role of the external auditors in preserving the integrity of financial information and in the prevention of fraud. In your answer you need to refer to the Auditors role and responsibilities, the importance of the Auditor’s independence and how this affects the Audit quality. Use appropriate references to support your arguments
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