Finance

1- Write about the significant impact of international financial developments due to covid-19 on Hertz company and Whiting Petroleum Corp, and then discuss, in some detail—preferably with some data or hard facts—what the event(s) was (were) and also what the impact was on the companies. 2- Write on a Greece and their government-debt crisis, not pertaining to the item in the next question, and then discuss, in some detail—preferably with some data or hard facts—what the event(s) was (were) and also what the impact was on the country you selected. 3- Discuss how international financial institutions can help win the fight against the most recent crisis, the COVID-19 pandemic, with specific details about actions already taken, or being actively contemplated, by at least one leading international financial institution and at least one leading central bank. What is your opinion, and why?

I have already done the interview, I just need the reflection written. My interview was done with an African American STNA that I work with. I am going to add my actual interview to help you write the reflection. 1.      Since your time as an STNA (State Tested Nurses Aid), has there ever been a time where another coworkers personal opinion affected you while at work? Please explain. Answer: Yes, there was one time while at work, the Nurse I was assigned to work with that day, who I have never worked with before, I heard complaining to another Nurse that she didn’t want to work with me because she felt that I had a “bad” attitude. The Nurse she was speaking to asked her why she felt like I had a “bad” attitude, and she said that she had to be a witness to a write up for me and felt like I didn’t handle it in an appropriate manner, and felt like she could possibly be bullied by me if she were to try and give me an assignment. 2.      How did you overcome this issue? Answer: At the time I felt it was best to go ahead to do my work and only speak to her if it was necessary. 3.      Did you try and talk to this person to express your concerns? Answer: Yes, after s few hours of working my shift I decided to go to Human Resources and ask for a “sit” down with my nurse with a few floor managers to talk and sort out any differences. The Human Resource Representative asked me what was going on, I told her what I had heard my Nurse say to another Nurse, and a meeting was set up for that day. Although I feel like the meeting was a success, there are still times I get the feeling that she holds resentment. 4.      Have you ever felt that your race or culture has ever been a reason why you have had problems with coworkers or denied a job?  Answer: Yes, there was a time I was going for an interview. When I first got there, they had me sit down at a table and fill out papers until I was called into my interview. Where they sat me was right outside of the office where they were conducting the interviews. I could hear that there was someone in there being interviewed, and it sounded so pleasant, I was excited for it to be my turn soon. They opened the door, shook the girls’ hand, and thanked her for coming in. The lady interviewing saw me and waved me to come in, I came in and sat down, and it was that awkward silence so I introduced myself and said how much I appreciated them calling me in for this interview. The lady asked me two questions, I answered both, she then said alright thanks for coming in and told me I could go. She did not walk me out, she didn’t ask me if I had any questions or anything. It was my worst interview experience ever. 5.      How do you feel, or would you feel working in an environment with multicultural/races? Answer: I personally feel working in a place that is multicultural or multiracial is best for me, I feel the most comfortable when I am not the only African American, but also I don’t want to work in a place that is only African American. I like the diversity, I like trying to understand different races and cultures, to me it helps me grow as a person.

Read the case titled DEMOCRACY AND FINANCES IN AN OPSEU LOCAL at pages 164 to 166 in the textbook. In the case there is a section titled WHAT DO LOCALS SPEND THEIR MONEY ON. Explain why you agree or disagree with spending on the types of items listed therein.

You have been hired as a consultant for Pristine Urban-Tech Zither, Inc. (PUTZ), manufacturers of fine zithers. The market for zithers is growing quickly. The company bought some land three years ago for $2.1 million in anticipation of using it as a toxic waste dump site but has recently hired another company to handle all toxic materials. Based on a recent appraisal, the company believes it could sell the land for $2.3 million on an after-tax basis. In four years, the land could be sold for $2.4 million after taxes. The company also hired a marketing firm to analyze the zither market, at a cost of $125,000. An excerpt from the marketing report as follows: The zither industry will have a rapid expansion in the next four years. With the brand name recognition that PUTZ brings to bear, we feel that the company will be able to sell 3,600, 4,300, 5,200, and 3,900 units each year for the next four years, respectively. Again, capitalizing on the name recognition of PUTZ, we feel that a premium price of $750 can be charged for each zither. Because zithers appear to be a fad, we feel at the end of the four-year period, sales should be discontinued. PUTZ believes that fixed costs for the project will be $415,000 per year, and variable costs are 15 percent of sales. The equipment necessary for production will cost $3.5 million and will be depreciated according to a three-year MACRS schedule. At the end of the project, the equipment can be scrapped for $350,000. Networking capital of $125,000 will be required immediately. PUTZ has a 38 percent tax rate, and the required return on the project is 13 percent. What is the NPV of the project? Provide your explanations and definitions in detail and be precise. Explain in your own words. Provide references for content when necessary. Support your statements with peer-reviewed in-text citation(s) and 5 reference(s). Abstract and conclusion required

write an introduction including the following Sky is a market leader in both entertainment and provision of direct consumer products in Europe. In 1989, the company first launched its free to air channel. In 2019, it had an annual turnover of 17.7 billion and was subject to a takeover from American based Comcast (Sky 2019). Sky employs over 29,000 employees in the U.K. where it has over 12.5 million subscribers and the budgeting problem ( the bonus budget is set at the start of the financial year by the finance team and given to the incentive team to manage. The budget for the sales department is 24% of the full-time employee’s salary. This is reviewed every quarter due to any overspend or underspend depending on sales. The issue that if there is any overspend the next quarter the agents are then impacted by the incentive scheme been reviewed and lowered. I also need you to look at weeks 11 and 12 and incorporate 1 or 2 concepts in the introduction. I would class the budgeting problem as ever-changing market conditions in the budgeting cycle and the impact it has on us as employees and a team. The introduction should include the element that is listed within file2 and also in file 2 in the comments from my tutor to improve my mark.

You are a CFO of an international company; it has 4 offices (around the world) and a headquarters- War broke out in the area of the office farthest from headquarters. What would be the activities or actions you would take and what taskings would you give the COO and CFO? (Minimum of 250 words, APA format, 3 academic references)

 What are some major opportunities for data-driven Fintech companies that focus on providing trading/investing related data services for retail traders or institutions in China? Your report will need to answer this question: Are stock trading signals/stock buy-sell recommendations research in large demand for normal people/retail traders, or trading firms in China? Please also research and find similar and successful start-ups (not companies that big like Bloomberg) data-driven Fintech companies serving traders/hedge funds/investment firms, etc. companies in the world. In the meantime, please list their products, how they price their products, as well as the most important factors to be a leader in this industry. The report will need solid numbers/evidence to back up the conclusions. It’s not necessarily very detailed oriented but at least need to provide general directions of opportunities for such Fintech companies

Use the following dataset to create a small Descriptive statistics table as discussed in the materials for Week 13. Age (years–A number >18 — no vulnerable subjects <18) 18, 24, 22, 32, 44, 28, 25, 25, 38, 40 Love of Mochi ice cream (scale of 5, where 5 is the most love, and 1 is the least love) 4, 5, 4, 3, 2, 5, 4, 1, 4, 3 Enjoyment of playing outdoor sports (scale of 5, where 5 is the greatest enjoyment, a 1 is the least enjoyment) 5, 5, 3, 2, 4, 1, 3, 2, 4, 4 Optionally, you may also download this data in an Excel file--. The table should be created in Word or a PDF file for submission. Calculate the following measures for the table:  (number of observations) Mean Standard Deviation Median Range  Minimum value Maximum value For more information on Descriptive Statistics read this: https://en.wikipedia.org/wiki/Descriptive_statistics

10 million dollars to invest( pretend) How will you invest it?  You can not invest more than 15% in any one country or business what or who you are investing and why?  charts/analysis/ why 

1. Did you have positive or negative cash flow? Are you able to incorporate any of the money saving ideas into your budget? What can you do now to improve your financial health? Weekly goals could include tracking your purchases every day, avoiding your financial weaknesses (expensive dinners out, designer coffee drinks, unplanned purchases), learning about a certain financial subject, and anything else that will keep you on track. What can you do each month that will improve your financial health? Monthly goals could include balancing your checkbook, contributing to your savings account or IRA, paying off a certain amount of debt (like a credit card bill), and checking to see if your actual spending was in line with your budget. Have you ever thought about your financial health in terms of an entire year? Where would you like to be financially one year from now? Yearly goals are more readily obtainable than your five-year goals and make great milestones in fulfilling your financial plan. These goals could include reducing overall debt by a certain amount, saving for a certain item or trip, or starting an IRA. The journal entry should include at least one weekly, monthly, and yearly goals to improve your financial health and a minimum of 250 words. The attached grading rubric provides detailed information. Weekly goal is to minimize out to eat spending. The monthly goal is to minimize access spending such as shopping movies etc. The yearly goal is to improve the credit score.