Finance

Writing Assignment (two parts): PART I Discuss what you would consider as requirements for building an Analytics Organization.  What elements should you consider?  Who should you hire? What skill sets, attributes, experiences are important?  What role can you play in helping your current organization become an Analytics focused organization?  Depending on your industry you may need to be very creative with the last question. PART II Discuss what is meant by Omnichannel Data.  Use your textbook to help construct your response, but also internalize your understanding and create a discussion that encompasses the various ideas and topics covered in other sections of the course.  Try to integrate those ideas into your discussion on Omnichannel Data.   Provide your assessment on questioning customers using their data and your analytics.  Design three questions for customers that you would use in your organization that would directly impact operations decision-making.  Explain what you want to accomplish (understand) from each of your three questions. Make sure to include an APA reference page for all your references for this assignment. *A minimum of four references, two of which must be your textbooks, are required.*Length of your paper should be 4 to 6 pages.

Part 1: Beta Visit the following web site or other websites: Yahoo Finance: https://finance.yahoo.com/1.  Search for the beta of “Carnival Corporation & plc”2.  In addition, find the beta of 3 different companies within the same industry as Carnival Corporation & plc 3.  Explain to your classmates what beta means and how it can be used for managerial and/or investment decision4.  Why do you think the beta of Carnival Corporation & plc and those of the 3 companies you found are different from each other? Provide as much information as you can and be specific. Part 2: Capital BudgetingBefore you respond to Part 2 review the following information on Capital Budgeting TechniquesCapital Budgeting Decision Methods (LINK) —– https://www.youtube.com/watch?v=hfZ6lznPf2U&ab_channel=MichaelNugentTo avoid damaging its market value, each company must use the correct discount rate to evaluate its projects. Review and discuss the following:• Compare and contrast the internal rate of return approach to the net present value approach. Which is better? Support your answer with well-reasoned arguments and examples.• Is the ultimate goal of most companies–maximizing the wealth of the owners for whom the firm is being operated–ethical? Why or why not?• Why might ethical companies benefit from a lower cost of capital than less ethical companies?CAPITAL BUDGETING (PRINCIPLES & TECHNIQUES) —- https://www.scribd.com/doc/37253036/Capital-Budgeting-Principles-Techniques

1. Look at Apple’s recent financial statements, tell us based on 7-step processes whether the company is matured or something else like whether 7-step could be used in analyzing and forecasting APPL. 2. If the company has forecasted growth in its earnings but its operating cashflow is declining. Provide 3 reasons for declining operating cashflow.

Part 1: Beta 1.  Search for the beta of Verizon Communications2.  In addition, find the beta of 3 different companies within the same industry as Verizon Communications3.  Explain to your classmates what beta means and how it can be used for managerial and/or investment decision4.  Why do you think the beta of Verizon Communications and those of the 3 companies you found are different from each other? Provide as much information as you can and be specific. Part 2: Capital BudgetingBefore you respond to Part 2 of discussion 6 review the following information on Capital Budgeting Techniqueshttps://www.youtube.com/watch?v=hfZ6lznPf2Uhttps://www.scribd.com/doc/37253036/Capital-Budgeting-Principles-TechniquesTo avoids damaging its market value, each company must use the correct discount rate to evaluate its projects. Review and discuss the following:• Compare and contrast the internal rate of return approach to the net present value approach. Which is better? Support your answer with well-reasoned arguments and examples.• Is the ultimate goal of most companies–maximizing the wealth of the owners for whom the firm is being operated–ethical? Why or why not?• Why might ethical companies benefit from a lower cost of capital than less ethical companies?

This assignment will require you to analyze the time series of monthly returns for different securities. [20 points] 3) Calculate the MONTHLY return data for the 10/01/2017 – 09/30/2020 period for the selected three securities. Note: Return for Month 2 = (Adj Close for Month 2/Adj Close for Month 1) – 1 [7 points] 4) Calculate the average arithmetic monthly return, variance, and standard deviation of returns for the 10/01/2017 – 09/30/2020 period for the selected three securities. FIN 5130 Mini-case 1 Real-world Application: Risk and Return Dr. Darshana Palkar Page 2 of 2 [8 points] 5) Calculate the covariance and correlation of returns between Company A and Company B for the 10/01/2017 – 09/30/2020 period. What does the correlation indicate? [15 points] 6) Calculate the stock betas for Company A and Company B for the 10/01/2017 – 09/30/2020 period. What do the betas indicate? Hint: What is a proxy for the market portfolio? What should go in the known-xs array and what should go in the known-ys array? [25 points] 7) Suppose you invest 50% in Company A and 50% in Company B. What is your portfolio average return and standard deviation? [15 points] 8) Compare the average return and standard deviation of Company A and Company B from #4 with the portfolio average return and standard deviation from #7. What do you observe? What can you conclude from your findings? For more information read this: https://en.wikipedia.org/wiki/Rate_of_return

 TWO PAGES 1 – Why does BL need to borrow money to support its profitable business? Draw up a Fund Flow Statement, ie., Funding and Uses a – Funding would include Bank Borrowing, Trade Credit, Retained Earnings, Cash, Accrued    Expenses b – Uses would include Inventories, A/R, Buyout, Reduction in debt, increase in fixed assets /    accounts2 – Will the bank credit of $465,000 be sufficient to fully meet the company’s requirements at least over the next year? Why or why not? What does it depend on? 3 – How attractive is it for BL to take the trade discount? How much do you really save from taking advantage of it per year? For more information read this: https://en.wikipedia.org/wiki/Flow_of_funds

-What are the factors that affect transportation costs? This paper must be a minimum of 4 pages (not including cover and references) 4-5 references, at least 2 peer-reviewed.  Do not just provide an answer straight from the text.  Support your work with r

Submit a 500-750 word referenced reflection on what you feel were the key items covered during the week and how they might apply to your present or future education, life, or ministry. This is a very important part of the learning experience each week and should contain a significant reflection on what you have learned. Students are encouraged to read other classmates’ posts and engage with their peers, but not required to post a response. Specifically, you should report on: What is the most significant thing I learned this week? How did what I learned to change my thinking about this week’s topic? How will I use (or have I used) this knowledge in my life? What previous experiences relate to what I read and learned? (optional) What questions do I still have about what I learned this week? The above five (5) weekly reflection questions are independent of each other, meaning that your response to each question may or may not be a continued discussion of the previous question. It is possible to have five (5) entirely different responses to five (5) different aspects of what you learned this week. To score well, the reflection must make reference to the assigned reading (including parenthetical references), will include suggested real-world manifestations of the course material, and will include a plan for implementing the material in a personal and/or professional setting. For more information read this:  https://en.wikipedia.org/wiki/Parenthetical_referencing

Coach James invests $1200.00 in a money market account that earns 4.25% interest.  If he doesn’t make any deposits or withdrawals, what will the balance of the account in 10 years if the interest is compounded the following ways:1)  Annually2)  Semi-Annually3)  Quarterly4)  Monthly5)  Continuously Jasmine receives a 3.5 % raise from her employer at the end of each year to account for inflation.  When she started working for the company in 1994, her annual salary was $31,000.6)  What was Jasmine’s annual salary in 2000?7)  What will Jasmine’s annual salary be in 2024?The population of Dudley, NC in 2020 was 10,000 residents.  If the population increases by 1.75% per year, answer the following questions:8)  What will the population of Dudley be in 2025?9)  What will the population of Dudley be in 2030?10)  What year will the population of Dudley exceed 14,000 residents?  For more information read this:https://en.wikipedia.org/wiki/Exponential_growth

Discuss how venture capitalists reduce their risk when investing in startup businesses.  Justify your answer citing appropriate examples from Saudi Firms.  1 page