Finance

 What are some major opportunities for data-driven Fintech companies that focus on providing trading/investing related data services for retail traders or institutions in China? Your report will need to answer this question: Are stock trading signals/stock buy-sell recommendations research in large demand for normal people/retail traders, or trading firms in China? Please also research and find similar and successful start-ups (not companies that big like Bloomberg) data-driven Fintech companies serving traders/hedge funds/investment firms, etc. companies in the world. In the meantime, please list their products, how they price their products, as well as the most important factors to be a leader in this industry. The report will need solid numbers/evidence to back up the conclusions. It’s not necessarily very detailed oriented but at least need to provide general directions of opportunities for such Fintech companies

Currency Depreciation  In a critical essay, evaluate the three major approaches to analyzing the economic impact of currency depreciation: the elasticities approach, the absorption approach, and the monetary approach. Compare and contrast the three approaches and provide examples that distinguish them from each other. Your essay is required to be five to six pages in length, which does not include the title page and reference pages, which are never a part of the content minimum requirements. Support your submission with course material concepts, principles, and theories from the textbook and at least three scholarly, peer-reviewed journal articles.   follow APA style guidelines. 100% free plagiarism  For more information on Currency Depreciation read this: https://en.wikipedia.org/wiki/Currency_appreciation_and_depreciation

Excel Project (Efficient portfolios and Efficient frontier) You are assigned with five stocks and you are expected to build the investment portfolios using those five stocks. Note that I showed you an example of a three-stock portfolio in the excel file. You are expected to apply the same concepts to the five-stock portfolios.  Please collect the monthly stock price for the five companies that you are assigned from FINANCE.YAHOO.COM and employ the data time range from Jan 1, 2015, to Oct 30, 2020. Then using the risk-free rate of 0.33%, you are expected to develop the complete portfolio and develop the efficient frontier of these six securities (T-bill and five stocks). Following are the procedure in detail: 1) Collect monthly stock price data from Finance.YAHOO.COM. The time range for the date should be from Jan 1, 2015, to Oct 30, 2020.  2) Compute monthly stock returns for each stock ( monthly rate of return = (P1 – P0) /P0; P is monthly adjusted close price). Then compute mean and standard deviation of stock returns for each company (See my excel example with the sheet entitled ‘Data’)3) Develop Table of Covariance of these five stocks (See my excel example with the sheet entitled ‘Data’)4) Develop Efficient Frontier for all risky portfolios constructed with 5 assigned stocks (See my excel example with the sheet entitled ‘EF’ and ‘Graph’)5) Find the Minimum-Variance risky portfolio (See my excel example with the sheet entitled ‘MVP’)6) Find the Efficient portfolios including a risk-free asset with the risk-free rate of 0.33% (See my excel example with the sheet entitled ‘Sharpe Ratio for CML’ )7) Draw the capital market line (CML) (See my example with the sheet entitled ‘Sharpe Ratio for CML’ and ‘Graph’) Video Clip for Excel project https://drive.google.com/file/d/1y2tPEeOieVBJdBmNjPbs0i-gEyLlCNZq/view For more information on Stock Price read this: https://en.wikipedia.org/wiki/Share_price

Discussion on cryptocurrency

Part 1: Importance of Cash Generating cash is the ultimate responsibility for managers today. Cash and cash flow are considered the “lifeblood” of a business. How important has cash generation been for your current company or a prior employer? How is cash generation different from the concept of profit and loss (P&L) in accounting? Provide an example of how a company manages cash flow. Part 2: Application of Concepts/Financial Analysis Review the materials in the link below. Based on the materials presented in this link, discuss why financial analysis is important in the overall understanding of the financial performance of a firm. Be specific and give examples based on your experience or research. 1. 300+ words minimum for both topics together2. No plagiarism3. Always cite your sources using APA format4. Always use in-text citations5. References must For more information read this:https://en.wikipedia.org/wiki/Cash_flow

The team that creates the community newsletter asked you to create a special handout that can be given out with their next newsletter. In the handout, they would like you to address finance options for lifespan management. Create a 1-page handout that can be given out to the local community in which you describe: Medicare Medicaid Private pay Cash Insurance LTC insurance Third-party You are encouraged to be creative and include graphics as appropriate. For more information on Finance Handout read this: https://en.wikipedia.org/w/index.php?search=Finance+Handout&title=Special%3ASearch&go=Go&ns0=1

WEEK 6 Paper. Use the link at the top of this section to submit your paper. Click “Browse My Computer” and attach your paper as a MS Word document. Then click “Submit.” Research and Analysis Paper 3:  As a new junior analyst for your firm, your first assignment is to research, analyze, and value Johnson & Johnson stock (NYSE listed).  Your boss recommends determining prices based on both the discounted cash flow method and comparable P/E ratio method.  You are concerned about your boss’s recommendation because your Corporate Finance professor explained that these two valuation methods can result in widely differing estimates when using real data. You are hoping the two methods will reach similar prices. Good luck with that! Your assignment is: Find and download the Johnson & Johnson 2019 Annual Report including Form      10-K for the fiscal year ending December 29, 2019. Go to      Reuters (http://www.reuters.com) and enter the symbol for Johnson & Johnson (JNJ) in the search box at the top of the web page (select Johnson & Johnson JNJ).  From the      Reuters, the website collects the following information (you should be able to find this in the free sections) and enter it into an Excel spreadsheet: The current stock price (last trade – upper left of page) The       EPS (TTM) The number of shares outstanding The       Industry PE Ratio (TTM) – you may need to look elsewhere for this. From the Key Metrics, tab scroll down to find the Revenue Growth Rate (5Y),      enter the number in your spreadsheet. Go to      Morningstar (http://www.morningstar.com)      and enter “JNJ” into the “Search Quotes and Site” box. Select Johnson      & Johnson under the U.S. Securities section.  Under      “Financials” click Income Statement.  Copy and paste (or use “Export to Excel to create anew file) the most recent three years      (2017-2019) of income statements into a new worksheet in your existing      Excel file.  Repeat this for the balance sheets and the cash flow statements for Johnson & Johnson.  Keep (or copy) all the different financial statement data in the same Excel worksheet NOTE: Make sure you are collecting the Annual data, NOT the Quarterly data. To determine the stock value using the discounted cash flow method: Forecast the free cash flows.  Start by using the historical data from the financial statements downloaded from Morningstar to compute the three-year average of the following ratios: EBIT/Sales Tax        Rate (income tax expense/income before sales) Property,        plant & equipment/Sales Depreciation/property,        plant & equipment Networking capital/sales Create an empty timeline for the next five years Forecast future sales based on the most recent year’s total revenue growing at the       LT growth rate (5Y average) from Reuters for the first five years of the forecast. Use the average ratios from step 5. a. above to forecast EBIT, property plant       & equipment, depreciation, and networking capital for the next five years. Forecast the the free cash flow for the next five years using Eq. 10.2 from the       text (Section 10.1 in text). Determine the horizon enterprise value for year 5 using Eq. 10.6 and a long-term growth rate of 4% and a cost of capital of 11% for JNJ. Determine       the enterprise value of the firm as the present value of the free cash flows. Determine the stock price using Eq. 10.4. Note: your enterprise value is in thousands of dollars and the number of shares outstanding Is in billions. To      calculate an estimate of the JNJ price based on a comparable P/E Ratio,      multiply the industry average P/E ratio by JNJ EPS. Compare the stock values from both methods to the actual stock price.  Submit a two-page double spaced paper summarizing for your boss your analysis and valuation with a few brief summary exhibits explaining how your analysis and outlook are quantified in your valuation model.  Would you recommend investing in the company? Why or why not? For more information on Johnson and Johnson Stock read this: 

One page minimum with references… Analyze the role of the paradigm shift under the Affordable Care Act and discuss how transparency will play a greater role in the pricing of health care.  Will consumers begin to demand increasing transparency in pricing?  Do you believe accrediting commissions (e.g., the Joint Commission) will demand greater transparency in pricing How will these demands be weighted as compared to individual consumers’ demands?  For more information on Pricing And Transparency read this: https://en.wikipedia.org/wiki/Transparency_(market)

Write a paper about East West Bank. Share information about the history and mission description of the intermediary you specify. Usually, the mission statement contains a description of the company’s functions. Some mission statements include information about the company’s market and competitive advantages, and an organizational structure outlines how certain activities are aimed at achieving the organization’s goals. A successful organizational structure defines the work of each employee and its position in the overall structure. What products/services does your financial intermediary provide. Intermediary’s customer base and marketing strategies. Who does the intermediary serve? What are the main assets and liabilities of your financial intermediary? Your financial intermediary income. How does covid-19 affect your intermediary? What have intermediaries done to support their employees since the beginning of the pandemic As a reminder, here are the formatting requirements for the paper: ·  limited to 4 pages (First 3 pages describe your intermediary; the last page summarizes the news).  · 12-point font and double spaced. · One-inch margins and APA style of citation (CITE ALL SOURCES). · At least 2 recent scholarly sources published after 2010; other sources could be your textbook, the internet, library, statistical data, etc.  For more information on East West Bank read this: https://en.wikipedia.org/wiki/East_West_Bank

3.2 Management and Financial Feedback: Discussion Overview In Project 2 you researched financial and management information for your venture. Establishing a solid financial plan and a strong management structure is critical to the success of any new venture. Finances are arguably the most complex and challenging part of starting a business or developing a new concept for an existing company. In this discussion, you will explain your financing and management ideas for your venture. Your classmates will offer feedback on your ideas and suggest ways that you can improve your plans for your business. In turn, you will provide your classmates with feedback on their business plans.   Initial Post Refer to the articles from the previous Read & View assignment: 10 Financial Tips for Startup Entrepreneurs, Eric Bell, Under30CEO.com, n.d. Managing People Is an Art: 32 Ways to Do it, Catherine Clifford, Entrepreneur.com, May 29, 2014, Discuss each of the following: How do you propose to structure the management team for your venture?  Discuss the priorities of your top executives in the first 90 days and in the first year. Identify your sources of funding. Explain how your venture will make money. What is the expected pricing, and how many sales are needed each month to cover expenses? What is the profit forecast, when is the break-even point, and how will you ensure cash flow to continue monthly operations prior to achieving profitability? Does your venture have multiple revenue streams? What are they? Summarize the venture’s fixed and variable expenses.