Finance

 The CFO of your organization pulls you aside in the hallway in a panic and wants to know why no one has called an extermination company yet. They overheard some of your colleagues chatting in the breakroom about “ten wasps.” Explain to the CFO that your colleagues were likely referencing OWASP Top 10 and the significance of the OWASP Top 10. Make sure you have at least one mention of how web security affects the organization financially. For more information on read this: 

Assignment4: Resource Bank of America Annual Report and Quarterly Update Tasks (3 – 5 pages) 1. Identify one (1) enterprise risk management disclosure and one (1) operational risk management disclosure from the Resource. Be specific as to page and section. 2. Describe the disclosure (a) and why you characterized as either enterprise or operatonal risik (b). You should refer to either (i) the text, or (ii) materials provided in class as points of reference. 3.  Choose one (1) of the disclosures you reported on and give you an assessment of its adequacy to the consumers of the report. Justify your assessment with at least one (1) specific argument. Assignment 5: Resource Any business news feed, including but not limited to WSJ, Bloomberg, CNBC.  Tasks 1. Select a story of interest to your colleagues in operational risk management. 2. Write a script for a “podcast” based on the story. This podcast would last 3-5 minutes, and should include: a. The specific reference (publication, title, date, author). b. Summary of the main point. c. Why it is of interest to operational risk managers. d. You own viewpoint: agree/disagree/neutral and why.  3. The best papers will be selected for presentation in class. Assignment 6: Resource A History of the United States in Five Crashes (Nations)Resources provided in class.Textbook (Hull).Tasks (5 – 7 Pages)1. Imagine you are the CRO of an organization (bank, insurer, supply chain).2. Identify two (2) crises from the Nations’ book. Briefly describe them.3. Based on the two (2) selected, (a) how would your organization be impacted? (b) What could you have done to mitigate the impact? You should refer back to materials employed in class to support your mitigation strategy.4. If you were Nations updating the book for a sixth crisis, what would it be: COVID, climate change, Cyber, other catastrophe(s)? Explain, and what two (2) lessons would you take away. For more information on Bank of America Annual Report read this: https://en.wikipedia.org/wiki/Bank_of_America

Creating your personal financial plan is a major requirement for this course. It should consist of a completed Word document and an Excel workbook.. . Your Excel workbook should complete three worksheets (taxes, debt, and retirement) to provide the calculation for your Word document. You will be scored based upon the feasibility, plausibility, and thoroughness of your plan. Must create a personal financial plan. it can be made up but with correct and legit answers. Also correct numbers on the excel worksheet. For more information on Financial Plan read this: https://en.wikipedia.org/wiki/Financial_plan

. What are some problems with granting stock options to employees? Please describe at least two problems discussed in the article and explain why those problems may hurt shareholders’ interest. 2. If granting stock options to employees is so inefficient, then why do companies grant options? According to the authors, what are some real reasons why companies grant stock options (discuss at least two of these reasons)? 3.The author evaluates the efficiency of stock options based on the assumption that an efficient compensation mechanism should incentivize financial managers to act on behalf of shareholders and try to maximize shareholders’ wealth. Perhaps, this begs the questions: Is it always desirable for financial managers to act solely in the interest of their shareholders? What about debt holders, customers, and employees? What about social responsibilities (e.g. social justice and environmental issues)? In your opinion, who else or what else should financial managers consider when making business decisions? For more information on Stock Option read this: https://en.wikipedia.org/wiki/Option_(finance)

Do you consider yourself more strong or weak uncertainty avoidant? The tolerance or intolerance of ambiguity is a cultural trait. Uncertainty Avoidance is “the extent to which the members of a culture feel threatened by ambiguous or unknown situations” (Hofstede, Hofstede, & Minkov, 2010, p. 191). Cultures high (or strong) in the Uncertainty Avoidance dislike ambiguity, prefer structure and rules in organizations and relationships, and like things predictable and understandable. Cultures low (or weak) in Uncertainty Avoidance are more comfortable in ambiguous situations, prefer the spirit of the law or regulations, and can excel in undefined situations. Collectivist cultures with strong Uncertainty Avoidance can be more prone to ethnocentrism and even xenophobia. Individualist cultures with weak Uncertainty Avoidance tend to be more excepting of differences (Rohm, 2014, p. 1). For more information on Ambiguity read this: https://en.wikipedia.org/wiki/Ambiguity

 There has been a lot in the news lately when it comes to the health care system here in the United States. The system has grown exponentially over the past decade. In 2006, “health care expenditures reached $2.2 trillion, which translates to $7,421 per person or 16.2 percent of the nation’s Gross Domestic Product. The health-spending share of GDP reached 16.2 percent, up from 16.0 percent in 2006” (Centers for Medicare & Medicaid Services, 2009, para. 1). With these figures alone, you can understand the urgency behind containing cost, making accessible, and ensuring quality is important in health care. Making this also more beneficial for vulnerable populations. Are the difficulties inherent in the present U.S. health system caused by private insurance companies or by too much government involvement? Explain your answer  For more information on Private Insurance read this:https://en.wikipedia.org/wiki/Insurance

Tony Prince and his team are working on the Recreation and Wellness Intranet Project. They have been asked to refine the existing cost estimate for the project so they can evaluate supplier bids and have a solid cost baseline for evaluating project performance. Recall that your schedule and cost goals are to complete the project in 6 months for under $200,000. Use the Cost Estimate template and Cost Baseline template to assist with this assignment. Tasks Prepare and upload a 1-page cost model for this project using spreadsheet software. Use the following work breakdown structure      (WBS), and document your assumptions in preparing the cost model. Assume a      labor rate of $100 per hour for the project manager and $60 per hour for other project team members. Assume that none of the work is outsourced,      labor costs for users are not included, and there are no additional hardware costs. The total estimate should be $200,000. Project management Requirements definition Website design  a. Registration for recreational programs b. Registration for classes and programs c. Tracking system    d. Incentive system Website development  a. Registration for recreational programs b. Registration for classes and programs  c. Tracking system   d. Incentive system Testing Training, rollout, and support Using the cost model you created in the first task,      prepare a cost baseline by allocating the costs by WBS for each month of      the project. Assume that you have completed 3 months of the project.      The BAC was $200,000 for this 6-month project. You can also make the following assumptions: PV=$120,000 EV=$100,000 AC=$90,000 a. What is the cost variance, schedule variance, cost performance index (CPI), and schedule performance index (SPI) for the project? b. Use the CPI to calculate the estimate at completion      (EAC) for this project. Is the project performing better or worse than      planned? c. Use the SPI to estimate how long it will take to finish this project. After completing your charts, write a 150-word follow-up in which you complete the following: Explain how the project is doing based on the CPI and      SPI. Is it ahead of schedule or behind? Is it under budget or over? Describe the strategies or steps that should be taken      for human resource management to avoid additional costs. Describe the strategies or steps that should be taken      for resource activity management to avoid additional costs. Recommend 2 tools to support these strategies and      explain why these tools would be beneficial. APA format!  For more information on Cost Estimate read this:  https://en.wikipedia.org/wiki/Cost_estimate

Provide a brief overview of your concept and its key features, including cost, time frame, and anticipated benefits.Company: The Company is Edward Jones – Product is the company is trying to introduce a new accounting and banking software that will revolutionize the accounting industry and transform banking services

Choose a company for which to research the connection of net income to cash flows.  Compare, contrast, and conclude the relationship or association between net income and cash flows.  Identify if the relationship works in concert – that is, does net income indicate that cash inflows are higher or lower? OR are the two items totally unrelated? Tell how the two items [net income and cash flows (inflows and outflows)] correlate in the company which you research.  Do the results tell a positive or negative view of the company?  You should include excerpts of financial statements to support your company’s situation. For more information read this: https://en.wikipedia.org/wiki/Inflow

Read the Notes to the Financial Statements (FS) for your SEC 10-K company.  These “notes” are displayed after the financial statements. 1. Inventory comments: comment on inventory issues using the concepts of materiality and geographic location. 2. Inventory and Sales: comment on issues related to diversity in customer base and issues of internal control. 3. Accounts Receivable and Sales:  comment on issues related to the selling and distribution system of your SEC 10-K company and issues of fraud as well as an internal control. 4. Challenges and opportunities you see as you relate our auditing topics to your company.  Details are high level in the SEC 10-K but organizations rely on Auditing concepts, as they prepare for the audits and as part of their internal control process. The postings for the SEC 10-K company should assist you with your SEC 10-K paper and project. please use PepsiCo 10k, link provide below https://www.sec.gov/Archives/edgar/data/77476/000007747619000017/pepsico201810-k.htm#s1A5A3E567CB957569E2B49DDD22FB8A2