Universal Healthcare For U.S Essay

Universal Healthcare For U.S Essay Universal Healthcare For U.S Essay Paper details: Using two references, find three arguments for and three arguments against universal health care for the U.S. Include an introduction that defines universal health care and the current health care system in the U.S. Place the arguments for in one paragraph and arguments against in another paragraph. Finish with a conclusion that includes your personal perspective on the topic. Universal Healthcare For U.S Essay Permalink: https://nursingpaperessays.com/ universal-healthcare-for-u-s-essay / ?Medical costs are getting too expensive. Ever fought with your insurance providers because they refused to pay for care, or struggle to find an “in-network” provider? I know a woman whose name I will change for her privacy and the struggles she is going through are a perfect example of an issue many people face when dealing with insurance; Nancy’s (name changed for privacy) story is a perfect example of how our healthcare system is no longer working for the people. Nancy is this woman whose husband recently passed away. Nancy used to work for county and county workers cannot receive social security; and Nancy is too…show more content… The administration of the United States is incompetent and is growing more useless, this is stated when a compare and contrast between the United States, who does not have universal healthcare, and Canada, who does have universal health care. Canada’s healthcare is not too far from the United States but it does vary with certain things. One of these key things is cost, and administration. (Woolhandler, Himmelstein. 1991) The cost of health care within the United States has enlarged, Canada’s spending has waned. Canada funds the hospitals and doctors with one payer (one lump sum) while The United States hospitals bills several different insurances (per-patient policy) who vary with policies, qualifications, and certification. Doing this causes a complex accounting scheme for acquiring payment and further charging insurance and patients. Another reason the administration of healthcare in the United States is incompetent is due to private insurance, because, the owner profits a percentage of premiums that is much larger that the federal government. Universal Healthcare For U.S Essay n this paper, I will discuss the reasons why America should convert to a universal healthcare system, and reveal the pros and cons behind the problems that America faces without a universal plan. My argument is based on these major issues: the people involved and their experiences, a variety of groups’ opinions, the political background, issues of cost, and comparisons. After taking into account these arguments, the reader should have a full understanding of why we should adopt the universal healthcare system in America. Universal Healthcare For U.S Essay The healthcare system in the United States is unlike any other because the government has never provided universal coverage for everyone in the country. The World Health Organization reported that “among the world’s 29 industrialized nations, only the US does not have a form of universal healthcare coverage for its citizens”(qtd. in Scott 53: 32). We currently have a system called “managed care” where some citizens have private insurers and can choose which physician they wish to go to. The problem with this system is that not enough people in the country can afford insurance. The majority of the people affected by this issue are anyone falling in or above the lower middle class population. Americans in the lower middle class make just enough money to live, but unfortunately cannot afford basic healthcare. Citizens with insurance are affected because they must pay overpriced hospital fees to compensate for the uninsured. CQ researcher revealed that hospitals run at about 114 percent of costs – so the excess can subsidize the uninsured. (10) The government provides basic health coverage called Medicaid to select citizens exceptionally below the poverty level. There is also government aid called Medicare given to the entire elderly population aged 65 and older. Universal Healthcare For U.S Essay Ensuring the health of all citizens in very important in ensuring that economic growth is achieved. This paper tries to explore if a universal health care system would useful to Americans or not. This is because this one the strategies that can be helpful for such a large population. Health is the state of complete physical and mental wellbeing. Every government has an obligation of ensuring that all its citizens are healthy. These costs are incurred by the government. The costs pertaining to health care are becoming uncontrollable for most nations. This is even worse for countries with large populations like United States of America Michael, 2010). In fact, a lot of resources are being spent in ensuring that the citizens are healthy compared to the amount used in purchasing food and shelter. The premiums from insurance services are increasing at a faster rate than the inflation rate. The ultimate end results is that economic growth is slowed down. Business growth slows down as well making less people to be hired. Thus; there is less money to devote for health services. The health care system of the United States of America remains of the best in the world. This is because it is admired by many globally. This makes people to wonder whether it is necessary to develop a health care system that is universal (Martins, 2010). This has instigated many debates in forums and in other public places whether or not a universal health care system should be put in place for all Americans. Universal Healthcare For U.S Essay The population of Americans has increased tremendously. This increase in population has led to at least 45 million Americans being uninsured (Martins, 2010). This large group of individuals that need an intervention that covers the majority. This then requires a universal health scheme by the government that can cover such a large group. It is estimated that this population is over 45 million. This number includes illegal immigrants as well. The increase in health care premiums is making most businesses not to provide the employees with a health plan. The organizations that provide health plans shift the cost to the employees (Michael, 2010). This is making many employees to incur additional costs in meeting the health costs. Some employees have even incurred much extra cost. These costs have led to serious consequences. The employees have opted to do without the coverage on health. Thus; comprehensive health coverage would be useful for all Americans. This would be important for people who are unemployed. Not all organizations have insurance coverage (Martin, 2010). Some offer such services while others do not. Employees in originations that do not offer health coverage will find the idea beneficial. Universal Healthcare For U.S Essay The absence of health insurance however does not mean that there is no medical care. This is because there are many health center and clinics that offer free medical services (Michael, 2010). The costs in medical centers are usually high. This additional cost has to be incurred by the patients as the insurance cover may not be in a position of settling everything. This leads to very premiums. Health care is becoming UN affordable to citizens of American and the people operating business in America (Michael, 2010). The individuals who make a decision to pay for their health plans incur great expenses. This means that there should be away to help in solving this crisis. This has affected business operations and their budgetary allocations. They slot a few resources to cater fort the health plans and .In addition, they recruit a small number of people they can comfortably manage. Increasing the cost of health insurance usually leads to less money being left to cater for other activities of the organization. The activities compromised include labor, reduction in hiring and no salary increment to the individuals to the employees. Thus lack of an effective health care system is becoming an obstacle for America in achieving a strong economic growth (Michael, 2010). This is because economic growth is influenced by health of individuals. If the citizens can be healthy, they would contribute significantly towards the growth of a nation. A universal health care system would thus be useful in ensuring that the medical costs are significantly reduced .This will result in a healthy nation. The healthy population will in turn contribute to economic Universal Healthcare For U.S Essay The procedure for getting registered under a health insurance is very cumbersome. It involves filling a lot of papers (Martins, 2010). These papers need approval which may be a law court or an authorized organization. The final stage of the many procedures is the submission of the insurance cover. Filling these medical histories is time consuming too. One has to answer a lot of questions. A universal health care system will thus be helpful in avoiding such long procedures that are time consuming. People will no longer required to submit claims when they get to see a doctor nor be sent to make some payments foot the bills. Putting in place a health care system that is universal will help in avoiding these many procedures (Michael, 2010) .The time saved could be used in other activities that build the nation. It is estimated that the universal health care system will lead to more savings than expenditure. Having a universal health care system will stimulate the development of a database that is centralized. This will be used in the diagnosis as well as treatment of diseases (Michael, 2010). This will make the work medical practitioners easier. It will help reduce time wastage. All medical history will be stored in the database and people will no longer be required to explain their medical histories during their visits. Thus, doctors will always be accessible to reliable information as they discharge their duties. It will also enable the data to be analysed.This will help in finding new ways of improving the efficiency.However,a data system that is centralized will bring more problems (Martins, 2010). For example, the insurance organizations may find a basis for denying people claims if their medical history is bad. But with the government being available to pay, this will not be a problem anymore. Universal Healthcare For U.S Essay Among the challenges that emanate from the universal health care system is contributing some money monthly by families or individuals towards the health scheme (Martin, 2010). Since this will be compulsory to everyone, most people see it as a form of slavery in the modern world. However universal health care system would provide more merits than demerits. Majority of Americans like doing part time work and spending more time with their families. Universal health care system will give Americans more time to engage in other activities. This includes studying, being engaged in other businesses and so on. These are opportunities that will be supported by the universal health care system. The current health care system has many disavantages.These demerits are seen in patients with chronic diseases like cancer, asthma as well as cardio vascular diseases (Michael, 2010). These conditions are very expensive to treat. As a result, most patients are unable to meet the costs. To worsen the situation, some insurance firms decline to covers such patients. This has resulted in many patients devoting all their resources to treatment of diseases. For those who are vulnerable, they live with the medical conditions. Everything has that comes has both advantages and disadvatages.The universal health care poses some challenges. It will not be free as such (Michael, 2010).The Americans will have to incur some costs to ensure that it is implemented and maintained successfully. Thus, people say that it would be useful to wipe a few dollars towards paying for health schemes and introduce an idea that will be far much expensive. Such cost will be too much for those working in the private sector unlike those in the government sector. This is because those in the private sector lack job security and they could be paid much less. The employees in the government sector on the other hand are guaranteed job security. Universal Healthcare For U.S Essay The fear is that what would happen if someone loses his or her job. In addition, control of the health care system would lead to a reduction in flexibility (Martin, 2010). This calls for some restrictions to put in place to prevent the costs getting high. It will be the role of the government to make important decision concerning the health scheme. Some routines will be put in place. Some conditions will be treated only once and additional costs will be met by the patient. Thus, the universal health care may not be as free as it is perceived. As much universal health care may have some weaknesses, it strategies that can be used to ensure that the large populations of American not insured get access to medical care. Diseases that require additional medical attention should thus be given special considerations.This way, Americans will have made a crucial step in ensuring that all the citizens have access to medical care. Universal Healthcare For U.S Essay Universal Health Care has been a very controversial topic to discuss over the past years, because there are people in countries who do not get access to any form of healthcare because they do not have the resources to get it. Though there are many methods to aid us in achieving free UHC (Universal Healthcare Coverage), there is a costly factor to it. Many Organizations like WHO (World Health Organization) and UN (United Nations) are very adamant on a person being able to receive healthcare because they are under the impression that it is a Human Right. Universal health care coverage should be guaranteed to everyone because universal health care coverage can ensure to be very preventative towards many diseases, provide a healthier workforce, and universal health care coverage will ensure health care equality for everyone and for a much more lower price. Universal Healthcare For U.S Essay Health Care Coverage is mostly obtained by people who are financially covered, most low and middle income families do not have access to healthcare coverage. In some cases some families don’t have enough money because of the health care that they have to pay. As of May 22, 2018 there are two types of interpretations of UHC. Article 1 titled Approaches to Universal Health Coverage and Occupational Health and Safety for the Informal Workforce in Developing Countries, it states that the first definition is from WHO and is: “ensuring that all people can use the promotive, preventive, curative, rehabilitative and palliative health services they need, of sufficient quality to be effective, while also ensuring that the use of these services does not expose the user to financial hardship”. The second definition is from United Nations General Assembly; “A health system consists of all organizations, people, and actions whose primary intent is to promote, restore, or maintain health”. One of these focuses on financial hardship and the other does not. According to WHO, it is supposed to help the individual without giving the individual having to go through financial hardship. Universal Healthcare For U.S Essay Despite these two definitions being very different, they both have one very big similarity, which is that health care has the purpose to maintain health. One of the first reasons to achieve free Universal Health Care coverage is it will help in the long run to provide a healthier workforce. For example the author states in :Nurses perceptions of Universal Health Coverage and its implications for the Kenyan health sector, “that a total of 51 million uninsured individuals have a 40% elevated risk of mortality, and could be responsible for an estimated 27,000-95,000 deaths through 2025”. What this is generally saying is that people who are insured can have a much higher chance of being healthier because they have the sources. Although most people are insured, there are still a lot of people who aren’t insured due to financial struggle. There are millions of people diagnosed with HIV and only about half are getting treated because of the lack of healthcare coverage. For example there are people who were insured by ObamaCare because of the affordable prices but unfortunately, had to lose their coverage because it ended, in 2018 by president Trump. Most of the people who are uninsured are primarily hispanics and native americans. Clearly race is also a problem in this. The reason being that Hispanic men and women are generally the lowest paid race, which is a big factor in getting health coverage. This all meaning that if there are more people insured there are more people getting treated which results in a healthier workforce. Universal Healthcare For U.S Essay One of the seconds reasons why healthcare coverage is important is because it will prove to be very finiacial friendly. As stated in article: Universal Coverage Scheme and out-of-pocket healthcare expenditure and evidence from Thailand, “They assess the distribution of health across socioeconomic groups and equity of out-of-pocket expenditure on public and private health services in Thailand’s urban areas”. This mainly emphasizes that most people don’t have to worry about being able to pay such high prices. They can now focus on just getting the treatment. For example if one visit per doctor is only $1(US) and you get sick maybe 3 times a month, that’s $3, but if each visit is $100, then 3 visits is $300. The first would be better and many more people would take that offer, because it is cheaper. Many people would not want to visit the doctors 3 times and risk getting more sick because of the price. Now this is mainly focusing on the out-of-pocket expenditure which is what you have to pay that your insurance doesn’t pay, and most of the rich do not have to pay out-of-pocket, because they afford good insurance, and the poor have to pay more out-of-pocket because of lack of good insurance, but in this case everyone would have that and the rate of people paying out-of-pocket would drop. Universal Healthcare For U.S Essay The last reason for achieving universal healthcare coverage is to be preventative towards diseases. In the article: Inequalities in access to health care for people with disabilities in Chile, the author provides “The latest census from 2012 revealed that 2,119,316 people in chile have one or more disabilities, i.e. 12.7% of the total population”. This is significant because if people had healthcare coverage in chile, many of these disabilities could have been avoided. Medicine is very advanced and could have stopped most or all of those disabilities. It is not only in Chile that this is happening though, in the US diseases like influenza, HIV, etc. If everyone or the majority of people got immunization shots for influenza, there would probably be little to no people with influenza. If majority was taking HIV pills of the HIV vaccine, there would be people who don’t have vaccine. Right now only about half of the people diagnosed with HIV are getting treatment, and most of that treatment wouldn’t be needed if prevention treatments were available earlier. Universal Healthcare For U.S Essay As many believe Universal Health Care coverage is something that could tremendously help our world. The first reason being that it could prove to be very preventative towards diseases, and provide a much healthier workforce, it could also prove to be provide health care equality and for a much lower price. Universal Healthcare For U.S Essay Get a 10 % discount on an order above $ 100 Use the following coupon code : NURSING10