Finance

Students will complete the following scenario as an essay. As you are completing your audits you observe Mary Johnson’s chart and notice the following: Mary Johnson saw Dr. Nichols today for a well-woman exam. Total charges are $185.00. Mary has two insurance companies: Primary Insurance Secondary Insurance BCBS Cigna Health CareCopay: $25.00 Deductible: $200.00 (already met)100% benefit after copay80% benefit after deductible Allowed amount: $150.00Allowed amount: $125.00Both claims were submitted at the same time in error. Money collected from the patient: $0.00Complete the following questions providing rationales for your responses: How much money did Dr. Nichols receive? How much should BCBS have paid? How much should Cigna have paid? How much is this claim overpaid? Who overpaid on this claim? What would be your next steps? Address how this situation might be avoided in the future: be specific and provide steps. The well-woman exam showed this patient due to a family history of cancer would benefit from BRCA genetic testing and both insurance companies denied this claim. Format a letter of appeal or BRCA testing. This assignment is completed as an APA style paper and should be at least 2-3 pages in length. Demonstrate your business knowledge and professional ethics in your response. Assignment Expectations:  Length: answers must thoroughly address each question in a clear, concise manner; complete answers will likely take 2-3 pages Structure: Title and reference page required address each question in a numbered list References: References required to be cited if used

Week 6 Homework For this assignment, you will read the scenario and then use the provided Excel and Word document templates to complete your assignment before uploading them to the assignment submission area.ScenarioLarry and Beth are both married, working adults. They both plan for retirement and consider the $6,000 annual contribution a must. First, consider Beth’s savings. She began working at age 20 and began making an annual contribution to her IRA of $6,000 each year until age 32 (12 contributions). She then left full-time work to have children and be a stay-at-home mom. She left her IRA invested and plans to begin drawing from her IRA when she is 65. Larry started contributing to his IRA at age 32. In the first 12 years of his working career, he used his discretionary income to buy a home, upgrade the family cars, take vacations, and pursue his golfing hobby. At age 32, he made his first $6,000 contribution to an IRA and contributed $6,000 every year up until age 65 (33 contributions). He plans to retire at age 65 and make withdrawals from his IRA. Both IRA accounts grow at an 8% annual rate. Do not consider any tax or inflation effect. Instructions Create a chart summarizing the details of the investment for both Larry and Beth. Write a one-paragraph summary in which you explain the results in terms of the time value of money for both Larry and Beth. (Hint: discuss why one person was able to save a great deal more than the other.)

Purpose This assignment is intended to help you learn how to apply statistical methods when analyzing operational data, evaluating the performance of current marketing strategies, and recommending actionable business decisions. This is an opportunity to build critical-thinking and problem-solving skills within the context of data analysis and interpretation. You’ll gain a first-hand understanding of how data analytics supports decision-making and adds value to an organization. Scenario: Pastas R Us, Inc. is a fast-casual restaurant chain specializing in noodle-based dishes,  soups, and salads. Since its inception, the business development team has favored opening new restaurants in areas (within a 3-mile radius) that satisfy the following demographic conditions·  Median age between 25 – 45 years old·  Household median income above national average·  At least 15% college-educated adult population Last year, the marketing department rolled out a Loyalty Card strategy to increase sales. Under this program, customers present their Loyalty Card when paying for their orders and receive some free food after making 10 purchases. The company has collected data from its 74 restaurants to track important variables such as average sales per customer, year-on-year sales growth, sales per sq. ft., Loyalty Card usage as a percentage of sales, and others. A key metric of financial performance in the restaurant industry is annual sales per sq. ft. For example, if a 1200 sq. ft. restaurant recorded $2 million in sales last year, then it sold $1,667 per sq. ft. Executive management wants to know whether the current expansion criteria can be improved. They want to evaluate the effectiveness of the Loyalty Card marketing strategy and identify feasible, actionable opportunities for improvement. As a member of the analytics department, you’ve been assigned the responsibility of conducting a thorough statistical analysis of the company’s available database to answer executive management’s questions. Report: Write a 750-word statistical report that includes the following sections:·  Section 1: Scope and descriptive statistics·  Section 2: Analysis·  Section 3: Recommendations and Implementation Section 1 – Scope and descriptive statistics·  State the report’s objective·  Discuss the nature of the current database. What variables were analyzed?·  Summarize your descriptive statistics findings from Excel. Use a table and insert appropriate graphs. Section 2 – Analysis ·  Using Excel, create scatter plots and display the regression equations for the following pairs of variables:·  “BachDeg%” versus “Sales/SqFt”·  “MedIncome” versus “Sales/SqFt”·  “MedAge” versus “Sales/SqFt”·  “LoyaltyCard(%)” versus “sales growth(%)”·  In your report, include the scatter plots. For each scatter plot, designate the type of relationship observed (increasing/positive, decreasing/negative, or no relationship) and determine what you can conclude from these relationships. Section 3: Recommendations and implementation·  Based on your findings above, assess which expansion criteria seem to be more effective. Could any expansion criterion be changed or eliminated? If so, which ones and why?·  Based on your findings above, does it appear as if the Loyalty Card is positively correlated with sales growth? Would you recommend changing this marketing strategy?·  Based on your previous findings, recommend marketing positioning that targets a specific demographic. (Hint: Are younger people patronizing the restaurants more than older people?)·  Indicate what information should be collected to track and evaluate the effectiveness of your recommendations. How can this data be collected? (Hint: Would you use survey/samples or census?)Cite references to support your assignment.

1. Little books inc. recently reported $3 million of net income. Its EBIT was $6 million,  and its tax rate was 40%. What was its interest expense? [Hint; write out the headings for an income statement, and fill in the known values then divide $3 million of net income by (1-T) = 0.6 to find the pretax income. The difference between EBIt and taxable income must be interest expense, use this same procedure to complete similar problems. [2. Pearson brothers recently reported EBITDA of $7.5 million and net income of $1.8 million it had $ 2.0 million on interest expense and its corporate tax rate was 40%. what was its charge for depreciation and amortization? 3. W.C. Cycling had $55,000 in cash at year-end 2014 and $25,000 in cash at year-end 2015 the firm invested in property, plants, and equipment, totaling 250,000 cashflows. Cash flow from financing activities totaled +$170,000a. What was the cash flow from operating activities b. If accruals increased by $25,000, receivables and inventories increased by $100,000 and depreciation and amortization totaled $10,000,  what was the firm’s net income.

THESE ARE 3 separate dis post.  each response must be at 350 words or more. Discussion #1The GAAP regulations allow for variations in reporting financial data. What is the purpose of these options? There has also are been discussion to replace the GAAP with IFRS  standards.  Discuss. Discussion #2There are various ways that sales may be reported. However, the consistency principle of accounting states that the same methods and procedures should be followed every year. Discuss. Discussion #3Depreciation may be calculated in several different ways. Why are these alternatives are allowed for reporting?  Discuss.

You work for a company that makes vehicle safety systems, such as radar, on-board cameras, and the ever-present back-up beeper. To reduce costs on your most mature product, the back-up beeper, you are considering moving production out of the United States. You are considering Mexico, the Philippines, and Singapore. You are interested in road infrastructure, port infrastructure, technological readiness, and wages. 1. Compare the four countries on these dimensions. Include the United States in your analysis as well as a baseline. For wages, use the Bureau of Labor Statistics’ Foreign Labor Statistics website bls.gov/fls. In particular, use the Index of Hourly Compensation Costs for Production Workers http://www.bls.gov/news.release/ichcc.t01.htm (Links to an external site.). For the other data, use the World Economic Forum’s Global Competitiveness Report      http://gcr.weforum.org/gcr/ (Links to an external site.) The bar chart comparison feature is an efficient way to get the information you need.2. You are also interested in the overall business climate, which you consider consisting of factors like corruption, accounting standards, and a solid legal system. Use the Opacity Index Operations and Supply Chain Management for the 21st Century 121to compare the overall level of opacity of each of the four countries: http://www.kurtzmangroup.com/reports/opacity_index_2.pdf  (Links to an external site.)3. What other factors should be considered? 4. What is your recommendation? (You also can locate the reports by doing a web search on “opacity index” or/and on “BLS FLS Production Workers: Indexes of hourly compensation costs”)

ExxonMobil ( XOM) is one of the half- dozen major oil companies in the world. The firm has four primary operating divisions ( upstream, downstream, chemical, and global services) as well as a number of operating companies that it has acquired over the years. A recent major acquisition was XTO Energy, which was acquired in 2009 for $ 41 billion. The XTO acquisition gave ExxonMobil a significant presence in the development of domestic unconventional natural gas resources, including the development of shale gas formations, which was booming at the time. Assume that you have just been hired to be an analyst working for ExxonMobil’s chief financial officer. Your first assignment was to look into the proper cost of capital for use in making corporate investments across the company’s many business units. a. Would you recommend that ExxonMobil use a single company-wide cost of capital for analyzing capital expenditures in all its business units? Why or why not? b. If you were to evaluate divisional costs of capital, how would you go about estimating these costs of capital for ExxonMobil? Discuss how you would approach the problem in terms of how you would evaluate the weights to use for various sources of capital as well as how you would estimate the costs of individual sources of capital for each division. Instructions:  In 600-750 words in length (not including title page and reference page), respond to the case below. Your paper must include at least two scholarly journal references (in addition to your book). Refer to the Writing Assignment Grading Criteria below for requirements in content, organization, writing style, grammar, and APA 7th edition format. Your paper should have, at the very least, a title page, introduction and conclusion paragraphs, level headings, references, and citations.

Reflect on the assigned readings for Week 2 and then type a two-page paper regarding what you thought was the most important concept(s), method(s), the term(s), and/or any other thing that you felt was worthy of your understanding.  Define and describe what you thought was worthy of your understanding in half a page, and then explain why you felt it was important, how you will use it, and/or how important it is in project planning. 1. Identify a major public infrastructure project that is either underway, complete, or proposed in your region. This could be a bridge, road, building, or something of that nature. For the project you have identified, think of as many stakeholders and stakeholder groups as you can. Create a three-column table. In column 1, list the stakeholders. In column 2, list what each stakeholder wants to get from the project. In column 3, list the influence each stakeholder has over the project.2. How can the stakeholders change over the course of a project? Give examples of changes in who the stakeholders are, and also in how their interests or influence over the project might change throughout the term of the project.

 Financial Research Report Introduction Imagine that you are a financial manager researching investments for your client. Think of a friend or a family member as a client. Define their characteristics and goals such as an employee or employer, relatively young (less than 40 years) or close to retirement, having some savings/property, a risk taker or risk averter, etc. Next, use Nexis Uni at the Strayer University library, located at Nexis Uni, click on “Company Dossier” to research the stock of any U.S. publicly traded company that you may consider as an investment opportunity for your client. Your investment should align with your client’s investment goals. (Note: Please ensure that you are able to find enough information about this company in order to complete this assignment. You will create an appendix, in which you will insert related information.) Instructions Your final financial research report will be 6–8 pages long and be completed in two parts. This assignment only covers the first part. This assignment requires you to use at least five quality academic resources and cover the following topics: Rationale for choosing the company in which to invest. Ratio analysis. Stock price analysis. Recommendations. Refer to the following resources to assist with completing your assignment: Stock Selection Forbes: Six Rules to Follow When Picking Stocks. CNN Money: Stocks: Investing in Stocks. The Motley Fool: 13 Steps to Investing Foolishly. Seeking Alpha: The Graham And Dodd Method For Valuing Stocks. Investopedia: Guide to Stock-Picking Strategies. Seeking Alpha: Get Your Smart Beta Here! Dividend Growth Stocks As ‘Strategic Beta’ Investments. Market and Company Information U.S. Securities and Exchange Commission: Market Structure. Yahoo! Finance. Seeking Alpha (Note: This is also available through the Android or iTunes App store.) Morningstar (Note: You can create a no-cost Basic Access account.) Research Hub, located in the left menu of your course in Blackboard. Part 1 (1–2 pages) Provide a rationale for the stock that you selected, indicating the significant economic, financial, and other factors that led you to consider this stock. Suggest the primary reasons why the selected stock is a suitable investment for your client? Include a description of your client’s profile. List five resources you’ll use to complete this assignment and begin to build your reference list. Remember you must use at least five quality academic resources for the final assignment. This course requires the use of Strayer Writing Standards. For assistance and information, please refer to the Strayer Writing Standards link in the left-hand menu of your course. Check with your professor for any additional instructions. The specific course learning outcome associated with this assignment is as follows: Determine the suitability of an investment strategy that considers external risk factors and a literature review.

You are a CFO of an international company; it has 4 offices (around the world) and a headquarters- War broke out in the area of the office farthest from headquarters. What would be the activities or actions you would take and what taskings would you give the COO and CFO? (Minimum of 250 words, APA format, 3 academic references)